The cost of owning a home at Turnleaf in Punta Gorda, Florida comes down to four recurring items beyond the mortgage: HOA dues from $88 to $292 per month, the Coral Creek CDD assessment of $799.87 to $2,399.61 per year, Charlotte County property taxes at 15.0855 mills, and homeowner’s insurance. Together they support the infrastructure, community care and resort-style amenities that make Turnleaf an attractive place to live.
This page explains what each cost covers and what it runs at Turnleaf today. We will provide the exact HOA dues, CDD assessment and tax estimate for any home you are considering, so you can compare your options with confidence. Call or text (239) 208-0906 to price a specific home.
Finished Lennar Homes at Turnleaf


HOA and CDD at Turnleaf
Both are modest here by Southwest Florida standards, and between them they pay for the clubhouse, resort-style pool, courts, trails and the roads and drainage the community sits on. We break the figures down home collection by home collection, and confirm the exact amounts for the homesite you are considering.
Property Taxes at Turnleaf
Turnleaf is in unincorporated Charlotte County, so property taxes are levied at the county total of 15.0855 mills for Tax District 120—with no City of Punta Gorda millage. On a $300,000 taxable value, that is roughly $4,526 a year before exemptions, and Florida’s homestead exemption reduces the taxable value of a primary residence.
New construction is assessed as of 1 January each year, so the first tax bill on a new Turnleaf home reflects the land, and the following year’s bill reflects the finished home. We estimate both for you so your escrow is set correctly from the start.
Flood Zone and Insurance at Turnleaf
The Turnleaf Phase 1 parcel sits in FEMA Zone D, outside the Special Flood Hazard Area, so there is no federal flood-insurance requirement attached to the land itself; lenders set their own terms. Homeowner’s insurance is quoted per address, and every home at Turnleaf is new construction built to the current Florida Building Code.
Flood zones can vary across the community’s 426 acres, so we confirm the zone and arrange insurance quotes for the specific homesite you choose.
Turnleaf Entrance and Amenities




Turnleaf Ownership Costs at a Glance
What each cost covers, and what it runs at Turnleaf today.
| Cost | What it covers | At Turnleaf |
|---|---|---|
| HOA dues | Community care, common areas and association management | $88–$292 per month, by home collection |
| Coral Creek CDD assessment | The community’s roads, drainage and amenities | $799.87–$2,399.61 per year, by homesite |
| Property taxes | Charlotte County services and schools | 15.0855 mills, no city tax |
| Homeowner’s insurance | Wind, hazard and optional flood coverage | Quoted per address; Zone D on the Phase 1 parcel |
Turnleaf Costs FAQ
Does Turnleaf have a CDD?
Yes. Turnleaf sits inside the Coral Creek Community Development District, which funds the community’s roads, drainage and amenities. Annual assessments range from $799.87 to $2,399.61 depending on the home and homesite, and appear as a line on the Charlotte County property-tax bill.
What are the HOA dues at Turnleaf?
HOA dues range from $88 to $292 per month depending on the Lennar home collection. We provide the exact figure for any home you are considering.
How much are property taxes at Turnleaf?
Property taxes are levied at Charlotte County’s 15.0855 mills for Tax District 120, with no City of Punta Gorda millage. On a $300,000 taxable value that is roughly $4,526 a year before the homestead exemption.
Is flood insurance required at Turnleaf?
The Phase 1 parcel is in FEMA Zone D, outside the Special Flood Hazard Area, so there is no federal requirement attached to the land; lenders set their own terms. We confirm the zone for your specific homesite and arrange quotes.
What does it cost to own a home at Turnleaf each year?
Add HOA dues, the CDD assessment, property taxes and insurance for the specific home and homesite. Send us a plan and homesite and we will put the complete figure together for you.
Get the Exact Figures for Your Turnleaf Home
We will provide the exact HOA dues, CDD assessment, property-tax estimate and insurance quotes for any Turnleaf home you are considering, so you can compare your options with confidence. Call or text (239) 208-0906 or send us the plan and homesite you have in mind.
Ask Us Anything About Turnleaf
Ask about a Lennar floor plan, a homesite, current pricing and incentives, or anything on this page. We represent buyers at Turnleaf and will get you the answer.
